Rebirth: Super Banking System

Li Jianguo looked at Tang Qing.

After making sure he wasn't joking.

He took a deep breath and told his story.

"I've noticed a shop in West City. The original owner's child caused trouble—they killed someone in a car accident, and need to compensate the victim's family with several thousand, so they want to sublet it."

"They signed a five-year lease, have already paid the rent for two years, a total of three hundred and sixty thousand. Add in the first decoration and transfer fees and all together, they're asking for eight hundred and fifty thousand."

"I've visited it, the decoration and layout are quite good, if we could get it and just tidy it up a bit, recruit some people, we could open for business in two weeks at the fastest. If we could negotiate well, we might even get it for eight hundred thousand."

Li Jianguo took a sip of water and continued.

"But Uncle only has funds of three hundred thousand, far from enough. There is another place just opposite to it which is available for just five hundred thousand. The location is good, but it's a two-story, self-built property for sale, not for lease.

"Uncle could probably scrape together two hundred thousand on his own, so we wouldn't need a partner. But based on my years of experience, I really favor the one for eight hundred and fifty thousand, so I've been quite troubled these past few days."

After speaking.

Li Jianguo took a sip of water.

Looking at Tang Qing.

He had asked a few good friends if they were interested in partnering before.

But they were all uninterested.

They thought it was too risky.

Furthermore, to any ordinary family, several hundred thousand is no small sum, something they could hardly afford.

As for borrowing.

He had tried that, too.

But even though he was a decent person, his judgment of friends was obviously no better than anyone else's. They all made various excuses to decline. In other words, Tang Qing was his last straw.

Now.

The key was whether the other party had the capital. He was short a substantial amount.

Tang Qing was also considering what Li Jianguo had just said.

Was it similar to what he had thought?

In his previous life, Li Jianguo didn't have enough money, so he chose the property that was for sale for five hundred thousand.

He also remembered the one for eight hundred and fifty thousand. It was just opposite, and later became a hot pot restaurant with booming business. He and his uncle had even eaten there several times.

However, since he was here now.

From what Li Jianguo was saying, although gathering five hundred thousand was difficult, it was not impossible.

It made sense.

In the end, didn't Li Jianguo still buy that property? At this time, of course Tang Qing would lean more towards the one for eight hundred and fifty thousand, otherwise he wouldn't have anything to do with it here.

"How about this, we'll take the one for eight hundred and fifty thousand. I'll put up fifty thousand, of which twenty thousand will be considered as a loan from me."

"It can only be used for one month. After one month, I'll need the money for something else. The interest is one percent. If overdue, I'll charge a penalty of five hundred per day. The rest of the thirty thousand would be considered as my equity."

"In other words, Uncle will put in fifty thousand, I'll put in thirty thousand, and we can pay in cash immediately. If we can't negotiate for eight hundred thousand, I'll pay for the extra."

With this plan he could complete his task and also make an investment – achieving two things at once.

Having said that.

Tang Qing was a bit distressed.

As he had withdrawn ten thousand in cash before to get a new suit, there was only one hundred and ninety thousand left in his account. Taking into account the interest, next month he would be able to upgrade, and by the following month, December, he would have a personal loan limit of two hundred thousand per month.

Because a system upgrade does not immediately increase the limit.

It is given out the following month.

Once the limit for the current month is exceeded.

Even by paying a dollar, it will be calculated as having been overdrawn.

In short.

If he could take out three hundred thousand now, it would be equivalent to overloading December's limit by ten thousand, resulting in a shortfall of one hundred thousand for the personal loan at that time.

However.

He can't worry about that much now.

Moreover, he might need more money later. First, solve the problem at hand.

"Um, may I ask, would your family really agree to such a big project?" Li Jianguo asked doubtfully.

In his view, there was nothing wrong with those terms. The interest was low, the penalty was not high—it seemed high at five hundred per day, but compared to the future earnings from the restaurant, it wasn't much.

And he had no intention of exceeding the deadline.

When business picks up,

The large restaurant will be there, and even if he has to borrow from others, he should be able to borrow twenty thousand.

But how could this child decide on such a large amount of capital?

"Uncle Li, it's just tens of thousands. I'm fully capable of making the decision. You just be at ease. As long as we settle it over there, you can get the money at any time." Tang Qing said confidently.

He still had to put on a show when it was necessary.

"Then I won't be coy anymore. I wish us a happy cooperation. Let's go check out the restaurant together later. It would be bad if it's sold by then." Li Jianguo said with a smile.

Even though he was still nervous.

But since Tang Qing dared to spend so brazenly, there should be no issue.

"Happy cooperation. As soon as we settle things over there, my capital can be credited immediately." Tang Qing said.

"Then I'll contact the owner first. He should not have transferred it yet. After all, he just put out the message a few days ago." With the financial problem solved, Li Jianguo finally felt as if a weight had been lifted from his heart.

He was filled with energy.

"Hmm."

Tang Qing was also anxious.

The sooner this was sorted out, the better.

Free time was short.

As for the future issues of management and profit distribution, they could wait until later.

At this point.

Li Kai, who was standing nearby, was dumbfounded.

How did his classmate have so much money?

He spoke so easily about tens of thousands as if it was just tens. He, who normally never carried more than a hundred in his pocket, was scared by this.

He knew Tang Qing's parents sold clothes, he just didn't know the scale of it. He hadn't asked Tang Qing many questions, otherwise he would have found the loopholes in Tang's story.

But Li Kai was also pleased.

He had seen his father looking worried a few days ago.

He later asked and found out what was going on, but what could he do about it? Seeing that Tang Qing was helping his father solve this problem today made him very happy.

But the thought in his mind now wasn't gratitude but:

"I must make this guy treat me to a big meal, no, ten barbecue meals, and hot pot... and KFC…"

At this moment.

Li Kai's mind is already far away.

....

Soon.

The three of them arrived at the shop.

From the outside, the location and decoration were pretty good. Through the large glass, you could see the interior decoration was quite exquisite, yet it was empty without any tables or chairs.

The shop's sign was not hung yet.

Fortunately, it was not hung.

Otherwise, they would have to take it down later.

Many nearby shops were also being renovated, and some of them had even opened.

The shop was directly opposite a large area of uneven small buildings.

There was a road in between.

The feel of the city and the countryside was clearly defined.

With many migrant workers and factories in the area, there were quite a lot of people.

From the doorway, he also saw the place where Li Jianguo opened a restaurant in his last life. Now it was also a restaurant, but it was a Hunan cuisine restaurant and seemed to be doing poor business.

At this point.

Tang Qing also noticed a fairly fat middle-aged man standing at the door of the shop.

Wearing glasses.

As soon as the man saw Li Jianguo and his party, he immediately walked over.