Rebirth: Super Banking System

"You... you really want it?"

Upon hearing Tang Qing's words.

The beautiful sales girl looked astonished.

You should know.

This mobile phone is priced at a whopping six thousand five hundred, equivalent to two months' earnings for an average person. A commission bonus of three hundred yuan, for her who had just arrived for half a month, was a very pleasant surprise.

"Of course."

Tang Qing smiled, pulling out the money he had cashed out yesterday from his pocket.

He waved it around.

He was flaunting it like a dumb rich kid.

It seemed to be over ten thousand.

The saleswoman finally relaxed. At least this deal was not lost. But she wondered, which family's 'spoiled brat' was this? Walking around with such a large sum of cash, wasn't he scared of being robbed?

But then again.

Robbers usually don't target students.

Who would've thought he had this much money on him.

"The mobile phone costs six thousand five hundred. I can offer you a 9.7% discount, rounding off the rest makes it six thousand three hundred. Would you like to buy a SIM card as well?" After calculating the amount, the lady salesperson cheerfully asked.

"Here's seven thousand. Use the change for a phone number and the rest as prepaid plan. Any number is fine, just no fours."

Tang Qing counted thirty notes and handed over the rest.

The money the system transferred yesterday was untouched.

Cabs and meals.

He paid out of his pocket.

In the meantime, he pulled out his ID card and passed it over too, having no Superstitions in his previous life, he found himself extremely sensitive to anything related to 'death' after his rebirth.

"I will go and get the invoice now."

The saleswoman instantly took the money and ID, cheerily went to the cashier's counter at the storefront.

In a short while.

All was sorted.

A brand new phone was handed over to Tang Qing.

As for the expressions of other sales staff, Tang Qing had no interest in looking. Standing on a certain high level, this degree of face-slapping didn't give him any sense of superiority.

"Thank you for your patronage. We look forward to visiting us again." The saleswoman escorted him out of the store.

"I bought so much stuff, no rewards or anything?" Tang Qing joked.

"What kind of reward do you want then?"

But the sales lady apparently misunderstood, blushed. She was in her twenties and inevitably thought in that direction, as for what would happen next, she had no idea.

After all, no matter how you look at it, Tang Qing was a student.

"I'm not quite sure."

Tang Qing was just making a passing comment.

The saleslady thought about it.

She took Tang Qing's phone, manipulated it for a while, and then returned it to Tang Qing.

Taking the phone.

Tang Qing looked at the only contact in his phone for now.

---Zhang Jing.

"Okay, then. You are busy, see you." Tang Qing put his phone back in his pocket.

"Okay, goodbye," said Zhang Jing, waving her hand.

For some reason, women's intuition tells him that Tang Qing will never take the initiative to contact her, and even delete it when he gets back, but what she always feels is that she and Tang Qing will meet again.

After buying the phone.

Tang Qing was ready to start the task and called up this task:

Name: Zhang Dongqing.

Age: 42.

Occupation: Self-employed.

Contact: Phone 233XXXX.

Client's historic credit rating: Five-star (93).

Task target: Complete the loan required by Zhang Dongqing within three days, but the loan amount should not exceed 70% of this month's limit, and the repayment time should not exceed one month.

Completion Conditions: 1. Both parties sign the standard loan contract provided by the system. 2. Complete a project risk assessment report based on the template provided by the system.

Here it must be said about the standard of system evaluation of customers, the five-star rating is the highest (can be skipped, does not affect).

Five-Star Clients: Above 90, no active or passive commercial defaults, excellent personal credit

Four-Star Clients: 80-90, no active commercial defaults, a small number of passive commercial defaults, good personal credit

Three-Star Clients: 70-80, no active commercial defaults, but numerous passive commercial defaults, average personal credit

Two-Star Clients: 60-70, a small number of active commercial defaults, poor personal credit.

One-Star Clients: less than 60, numerous active commercial defaults, very poor personal credit.

Active commercial defaults include deliberate defaults, business fraud, etc., non-active commercial defaults are not caused by them.

All in all.

The system will conduct its own investigation into this person's information.

He also asked the system if it could help investigate the customers he finds himself, and the answer was yes, and it would charge ten thousand each time.

How terribly expensive.

However, thinking about it, he could avoid a lot of risk, which was worth it, especially since he had the contact information. The system even sold complete personal information at a very high price, one million per person.

The content was limited.

It only involved business matters.

In the future if he came across a remarkable person, this was ridiculously cheap, it could even be used to find evidence of the other person's crime, the effect is expected to be extremely good, but at this stage it was useless.

He couldn't afford it.

He even thought about doing a credit investigation business for others.

Two million at a time, making a profit of one million, but then he thought better of it. As long as he knew about such a thing, it would be fine. If he made it a big deal and the other party found out, they would surely retaliate against him.

He looked at the contact information.

Tang Qing immediately dialed Zhang Dongqing's phone number on his mobile phone.

He strived to finalize the contract by noon.

To prevent more dreams in a long night.

...

Qingyan City - Chen Dong Machinery Factory

Even though it was National Day.

But the factory, which had a high volume of business, was not idle.

General Manager's Office.

Zhang Dongqing walked around his office with a worried look on his face. Last night, a comrade-in-arms introduced him to a big order over dinner with several bosses, telling him that the order was reliable.

The other party was an auto parts manufacturer.

If well done, business would increase in the future.

But it required certain strength.

Therefore, it needed a deposit of three hundred thousand. In the future, this kind of model and rhetoric would definitely sound like a scam to ordinary people, but in reality, this model was very common.

At first.

Zhang Dongqing was hesitant.

But thinking about the deep friendship he had with his comrades-in-arms, he let it go.

He viewed it as a rare opportunity, but he had spent his money on a few new machines, along with the wages paid to the workers a few days ago, he was left with only a few tens of thousands in his account, which was far short of the deposit.

The orders he was currently working on.

The next payment term was at the end of the month, basically it was of no use, there were only three days left until the payment date, the day after tomorrow, which was the third, the money had to be paid off before the other party got off work, and it had to be cash.

This was the first time that Zhang Dongqing, as a boss, felt too annoyed with the system of working during the big holiday.

Going to borrow money could be an option.

But the time was too short in three days.

Last night when dining with several bosses.

At that time, he also mentioned wanting to borrow some money. After all, his reputation had always been very good. He had never cheated anyone, and he had never sold subpar products in his business, he rarely asked people to lend him money.

But it seemed they all had limited funds.

They couldn't make up the amount.

As for this.

He could only think of another way.

However,

After a few phone calls.

He was unsure why they all seemed strained, he didn't know if they didn't want to lend him money or if they were really tight on funds. Among them, a boss who owned a clothing factory agreed to lend him, but only the day after tomorrow.

Just one day too late.

Definitely not acceptable.

Just as Zhang Dongqing was contemplating borrowing from usury, the phone on the table rang, it was a strange number, but he picked it up without thinking too much.

"I'm Zhang Dongqing, who is this?" Zhang Dongqing greeted formally.

"Hello, Boss Zhang, I heard that you're running into some financial difficulties. I do unsecured lending business, the monthly interest rate is only one percent, and it can only be borrowed for one month. I don't know if you're interested."

Tang Qing said nervously the words he had already prepared.

Although it wasn't his first time doing telemarketing, he used to make phone calls to people for small loans quite frequently in his past life. The most number of times was hundreds in one day, basically, all were rejected rudely.

He had gotten used to it.

This time it involved a system task, so he had to be cautious.

He was even a bit nervous, if the other party flatly refused, it would be awkward.

This was a client recommended by the system.

Tang Qing didn't beat around the bush, showing his bottom line of one percent interest directly. Damn, this was impossible in private lending, completely angel investor's interest. Zhang Dongqing could not refuse.

"Of course, I'm interested, I wonder how much younger brother can lend?"

Zhang Dongqing was stunned.

You know.

Private lending was basically above one-and-a-half or two percent, if it was usury, it was even more uncertain, he suspected it was a scam. But this thought was quickly thrown to the back of his mind.

He didn't intend to borrow much.

He couldn't get into big trouble, so he was concerned about how much he could borrow.

As for where the other party got the news from,

He didn't investigate.

This was no longer a secret, he assumed that the news was spread by the bosses he had dinner with last night, or the several phone calls he made today, so he was not particularly surprised.

If Tang Qing knew about Zhang Dongqing's ability to fill in the gaps himself.

He would certainly give him a big thumbs up behind his back.