Reborn 80s

Chapter 629

Wang Wan filled Chen Huaiqing's teacup with a kettle, and glanced at the information in Chen Huaiqing's hand.

Regarding Mota Education's loss of 4 million yuan, she didn't feel any surprise at all.

In the past, Mota Education suffered even more losses.

Of course, they lost more before, because the investment in building the school was too large.

Mota Education's school-running funds do not come entirely from Mota Holdings, but also bank loans.

Will the bank give the school loan?
Naturally it will.

As long as you have the ability to repay, why not give a loan.

Moreover, this is not guaranteed by Mota Holdings.

If Mota Education doesn't pay back the money, Mota Holdings will help to pay it back.

The loans obtained by Mota Education from the bank will naturally not have such high interest rates as ordinary loans, and still have a large degree of preferential interest rates.

It is really not easy for banks to find a good customer now.

The loan to Murta Education is a low-risk loan.

Whoever goes bankrupt will not think that Murta Holdings will go bankrupt.

Mota Holdings is a company with a market value of over one trillion yuan, and it is a real giant company.

At this time, there is such a view on the enterprise that the bigger the enterprise, the stronger it is.

Big and strong!

Therefore, the business goal of many enterprises is to continuously expand their size.

Constantly growing bigger means becoming stronger.

Strong will not go bankrupt!

Last year, Mota Education lost 4 million yuan, which was not an operating loss, but an investment loss.

In itself, Mota Education is still profitable to a certain extent.

Chen Huaiqing pinched his chin. Now Mota Education still owes the bank a total of 15 billion in loans. According to a repayment plan formulated by Mota Education, if there is no accident, the money will be paid off in the next ten years.

Can it work?

Of course it is possible.

It's not like everyone doesn't know how profitable private universities are.

A random private undergraduate school with 3 to [-] students will earn two to three hundred million yuan a year, and there is still no problem.

"The tuition fees of the United University have to continue to rise."

Wang Wan's eyes widened: "Is it still going up?"

The tuition fees of the United University are the most expensive in the entire Huaguo.

Of course, the United University also has a full scholarship, which must be applied for.

It is not so easy to apply for a full scholarship. The most important point is that after applying, it does not mean that it will not be cancelled.

The full scholarship is reviewed once a year, regardless of other factors, it depends on the student's academic performance during the school period.

Full scholarships are for those who have excellent grades and work hard.

In addition to full scholarships, student loans are also available for students with financial difficulties.

Student loans are divided into interest-free student loans and interest-bearing student loans. Anyway, they are all based on grades.

In 1985, universities began to have self-funded students.

In 1989, all colleges had to charge tuition fees, although the tuition fees were very low at that time, only 200 yuan.

After the establishment of the United University, the fees were quite high.

The tuition fee is 6000 yuan a year.

This is not the 30 of 6000 years later, but the 90 of the 6000s.

Of course, the tuition fees of the Union University are expensive, but there are quite a few students who receive full scholarships.

It looks like it can reach 15.00%.

This proportion is somewhat high.

With United University as the lead, other colleges and universities in Shuchuan also boldly carried out reforms one after another.

The tuition fee is raised to 2000 yuan.

In this age when the income is not high, college tuition is so expensive, it is naturally an extremely heavy burden for the family.

At the same time as tuition fees are raised, student loans also appear together.

For families, with student loans, supporting a college student will no longer be a problem.

Although it is still quite difficult to support a student, at least it will not make people feel hopeless.

As long as the child can go to university and wants to go to university, then he can afford to go to university, and he will not be unable to go to school because the family has no money.

In Huaguo, there are many good seedlings, because the poor financial conditions of the family cannot support their education.

For students, it is not clear what to do.

Regarding the matter of student loans, all schools have carried out full-coverage publicity.

Be sure to let students and parents understand clearly.

As for the issue of repayment, there is no need to worry.

After the students graduate, they go to the bank to discuss repayment.

There are a lot of terms and conditions listed anyway. For some people, just looking at these terms may make them impatient.

But for these students who need student loans, these clearly listed terms, just read through them, is to basically understand how the student loans are used.

There are no other requirements for applying for student loans.

As long as you are accepted by the university, you can apply.

Students with good family conditions can also apply for student loans.

The bank doesn't care about the situation in the student's home, because the interest on the loan can make the bank profitable.

And college students...

Indeed, these college students cannot bring any benefits to the bank during their studies.

But after these college students graduate, they are the absolute main force of the society, and they are the high-quality customer groups that every bank strives for.

Even if you don't earn their money now, you still need to cultivate customers.

Qianlu Bank and Kangnian Bank are definitely higher than the other four banks in terms of competitive thinking.

The banking circle is said to be big and big, but it is said to be small.

What Chen Huaiqing said at Qianlu Bank and Kangnian Bank, anyway, was soon known by several other banks.

Cultivating customers from the source sounds like a good idea.

Anyway, the situation is that domestic banks have launched student loans one after another.

Not seeking to make money, just to cultivate customers.

For students and their families, the emergence of student loans is undoubtedly a big deal.

Accounts are still easy to calculate. What is the monthly salary of a college student, and how much can a junior high school student earn in a year when he goes out to work?
Student loans are rapidly becoming popular across the country, and the tuition fees of colleges and universities across the country are naturally rising one after another.

Chen Huaiqing: "Why, do you think it shouldn't go up?"

Wang Wan put the kettle aside: "As long as the tuition fees of the United University increase, other schools will follow suit."

Education costs money!

For a university to develop, it also needs to spend money.

If a student charges an extra 200 yuan in tuition, a university's annual income can increase by several million.

A few million doesn't sound like much, but it can solve the funding problem of several or even a dozen research teams.

At this time, if you can get hundreds of thousands of funds, it is already a big project.

It's not like in the future, how can a big project cost hundreds of millions.

(End of this chapter)